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Successful planning for the future requires a long-term approach

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Our company was established as a General Agency for life protection products in 1978.


Over our forty-year presence in the insurance and investment industries, we have established strong working relationships with many financial and insurance institutions.

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Travel Insurance

When you or someone you know is travelling, choose the travel plan that’s right for you. Get help covering unexpected or emergency medical expenses when you travel – including COVID-19.

Health & Dental Insurance

Having the right coverage is crucial, and we're making it simple with insurance plans that are easy to understand and easy to buy. Save on costs not covered by your current plans and help protect yourself and loved ones.

The Advantage Account

Start earning a high interest rate on all your money with a combined chequing and savings account.

Select your advisor below to open an Advantage Account.

My Advisor is Andrew Rickert ↗My Advisor is Anthony Rickert ↗


Meet the Team icon

Meet the Team

We pride ourselves on offering reliable, honest financial advice based on education, knowledge and experience and strive to ensure excellent customer service and a positive client experience.

Meet the Team

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Services & Solutions

Whatever your stage in life, we can help you feel financially assured by offering a variety of financial products and services to meet your specific needs.

See how we can help

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Client Resources

Your financial life doesn’t have to be complicated. Bookmark this page and refer to it often for helpful financial tools and resources.

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About Us

commitment to value

Our actions are driven by trust, reliability, empathy, prudence, and innovation. We are committed to contributing positively to the quality of our clients’ lives and their financial future. With respect and confidentiality, we will give priority to your goals and concerns and work exclusively for your benefit.

Andrew D. Rickert, BMath, CFP Photo

Andrew D. Rickert, BMath, CFP

Managing Director and Senior Financial Advisor
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Andrew D. Rickert, BMath, CFP

Life Insurance Advisor, Managing Director - Guidance Financial Services Inc.
Senior Financial Advisor - Manulife Securities Investment Services Inc.


 

With over 30 years of industry experience, Andrew plays a fundamental role as one of the Managing Directors of Rickert Financial Group. His unwavering commitment to ensuring the financial success of each of his clients, coupled with exceptional mathematical and analytical skills make him a key asset to the company. Andrew believes that wealth management involves more than just looking after a client’s money via a series of “transactions”.  His collaborative approach entails taking a more holistic view in order to understand the intricacies of each client’s financial picture and their financial ambitions and objectives in order to help them achieve financial wellness in the long term. His refreshing personality and approachable style, solid knowledge of the financial industry and impeccable attention to detail reflect the integrity of his role within the company. Andrew holds a double Bachelor of Mathematics/Business Administration degree from the University of Waterloo.

When he is not “watching the numbers”, Andrew enjoys playing golf, annual ski trips to the “big hills”, the camaraderie of his card club, travelling, spending time with friends and the tranquility of his lakeside Muskoka cottage. He can also often be found taking in a game or watching action movies with one of his 3 adult sons. Andrew and his wife, Jennifer live in Waterloo and share their home with their beloved yellow Labs, Poppy and Ruby.

Andrew Rickert headshot
Anthony E. Rickert, BA, CFP Photo

Anthony E. Rickert, BA, CFP

Managing Director and Senior Financial Advisor
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Anthony E. Rickert, BA, CFP

Life Insurance Advisor, Managing Director - Guidance Financial Services Inc.
Senior Financial Advisor - Manulife Securities Investment Services Inc.


     

Tony Rickert who holds a Certified Financial Planner designation started Rickert Financial Group with his brother in 1996.   After 25 years, Tony is still passionate about helping people achieve their life goals through personalized financial strategies.  “I believe that my clients deserve a life of fulfillment and peace of mind.”

Tony graduated from Wilfrid Laurier University in 1989 with a BA(Hons) in Political Science coupled with a Business Administration Option.  He has developed a deep knowledge of varied businesses, industries and their financial processes.   His “Guidance Process” helps clients develop long term personalized life plans by piecing all their financial needs together.

Outside of the office, Tony maintains a healthy work-life balance.  He stays active by jogging and playing pickleball and golf.  Tony lives in Mississauga with his wife Mona and their Shi-poo, Bijou.  His three grown daughters are moving along with university and work.

Anthony E. Rickert
Jennifer J. Rickert, BBA Photo

Jennifer J. Rickert, BBA

Manager, Marketing and Corporate Promotion
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Jennifer J. Rickert, BBA

Manager, Marketing and Corporate Promotion


Since joining Rickert Financial Group over 25 years ago, Jennifer continues to be a key player in the company. With an Honours degree in Business Administration from Wilfrid Laurier University, she brings industry experience, a broad spectrum of knowledge and a strong work ethic to the Rickert team. One of her many roles in the company is that of Manager of Marketing and Corporate Promotion.  In this role, she is responsible for managing new and existing marketing programs and executing client specific marketing initiatives and directives. Additionally, Jennifer assumes the role of Corporate Controller, responsible for all of the duties associated with the corporate accounting and maintenance of the company financials. This role demands impeccable attention to detail, efficient work habits and a strong business acumen.

Away from the office, Jennifer stays active with gardening, working out, taking long walks with her beloved yellow Labs, and ski trips to the "big hills". Entertaining family and friends, reading and spending time at the lake with Andrew and her 3 adult sons are also well-loved pastimes.

Jennifer Rickert
Patricia Giglio Photo

Patricia Giglio

Executive Assistant, Manulife Securities Investment Services Inc
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Patricia Giglio

Executive Assistant, Manulife Securities Investment Services Inc.


With close to 20 years of industry experience, Pat is integral to the success of Rickert Financial Group. She is largely responsible for the daily operation of the office and ensures that the administration of client transactions run smoothly and accurately. With her friendly demeanor and cordial manner, Pat is available full time to provide first rate client service, answer administrative questions about client portfolios and initiate and process transaction-related paperwork.

Outside of the office, Pat is an avid reader, loves to cook, is perhaps the biggest "dog lover" ever, and is an exceptional baker of specialty cakes. She also enjoys spending time with her family, friends and her beloved granddaughters.

Patricia Giglio
Arveer Dhami Photo

Arveer Dhami

Client Experience Facilitator and Administrator
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Arveer Dhami

Administrative Assistant - Manulife Securities Investment Services Inc.
Client Experience Facilitator and Administrator - Guidance Financial Services Inc.


Arveer first joined Rickert Financial Group in January 2019 as a co-op student from Conestoga College – Business-Marketing Diploma program.  Since her graduation from the program in April 2020, her role has expanded to full-time and now includes more day-to-day client correspondence, processing trades and transactions and answering client and fund company questions and queries.  She is eager to learn and is currently working towards several industry designations with the objective to become a fully licensed administrator.  Affectionately known as Arvi among colleagues and friends, she brings a new and fresh approach to our small office environment.  

Outside of working hours, Arvi enjoys watching Netflix and loves to satisfy her inner fashionista with shopping!  Spending time with close friends and family – especially when it involves cooking and eating together – is also a much-enjoyed past time. 

Arveer Dhami headshot

6-step Financial Strategy Process


STEP 1: Establishing and defining the client-advisor relationship

We explain or document the services to be provided and define the responsibilities along with the responsibilities of the client. The advisor and client should agree on how long the relationship will last and on how decisions will be made.

STEP 2: Gathering client data and determining goals and expectations

We will asks about your financial situation, personal and financial goals and attitude about risk. We then gather all necessary documents at this stage before giving you any sound advice.

STEP 3: Analyzing and evaluating the client's financial status

We analyze the information to assess your current situation to determine what must be done to achieve your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

STEP 4: Developing and presenting the financial strategy recommendations and/or alternatives

We will offer educated recommendations that address your goals, based on the information you have provided. We review our professional recommendations with you to allow you to make the best informed decisions. We listen to your concerns and considerations, and revise our recommendations as appropriate.

STEP 5: Implementing the financial strategy recommendations

We work with you to agree upon how each recommendation should be carried out. Together, we may choose to have us carry out the recommendations for you or serve as a "coach", coordinating the process with you and other professionals such as attorneys or stockbrokers.

STEP 6: Monitoring the financial strategy recommendations

Together we will agree upon who, and how, we will monitor your progress towards your financial goals. We report to you periodically to review the financial situation and adjust any recommendations as needed. As our client, we will always keep you informed and knowledgeable when it comes to your financial strategy and situation.

Empire Life


CI Investments


Mackenzie Investments



Manulife Securities

Invesco


Fidelity Investments


RBC Insurance


Equitable Life of Canada

Canada Protection Plan


Foresters Financial

Sun Life

SSQ Insurance



Ivari




Our Services

Providing the value of advice

Financial markets are continually changing and understanding how and if those changes will affect you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify your goals, giving you added confidence in your financial decisions – today and in the future.



Insurance Planning

Insurance Planning

Having the proper insurance in place is vital to ensuring the protection and well-being of your loved ones and helps reduce the financial impact of illness, injury, disability or death.  While we cannot control the unforeseen, you can financially plan and prepare for it.  Beginning with a needs analysis, we determine how much insurance you need.  Once in place, your insurance is monitored, reviewed and adjusted as your needs and your financial situation changes.  Our job is to help you make informed insurance decisions and ensure that you have the best insurance to meet your needs at every stage of your life

TRAVEL INSURANCE
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HEALTH INSURANCE
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Investment Management

Investment Management

Taking the time to get to know our clients and understand what is important to them is a critical first step in designing a suitable investment portfolio.  Whether you wish to invest in mutual funds, segregated funds, Guaranteed Investment Certificates (GICs), or any other investment product on the market today - what you choose to invest in depends on careful consideration of your goals, needs, and objectives.  Chasing returns is not part of our approach – we focus on solid investing fundamentals.  All advisors of Rickert Financial Group are fully licensed to deal in mutual funds and insurance related investments.

Education Planning

Education Planning

Studies show that Canadians with post-secondary education tend to earn more than those without. However, the cost of post-secondary education in Canada continues to steadily rise. As education costs continue to climb, the importance of starting the save early is vital. Registered Education Savings Plan (RESP) are the most effective means of saving for a child’s education. The Canadian government encourages saving for education early by providing the Canada Education Savings Grant (CESG). Ultimately, the combination of tax deferral through an RESP and the CESG ensure that your education savings are maximized.

Planning for Retirement

Planning for Retirement

Goals-Based Investing focusses more on helping you meet your income goals, rather than performing against the stock market. Driven by advanced analytics that illustrate what your retirement spending needs could look like in the future, you can gain confidence in the potential to grow your future income stream. Whether your focus is travel, leisure, or reaching new goals, there’s one factor that plays a role in every successful retirement —good planning.

CONTACT US TO GET STARTED TODAY!
Group Solutions

Group Solutions

Find a simple, cost effective and tax efficient plan based on the size of your business and your plan members’ needs.  

Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness.

  • Group Benefits
  • Group Retirement
  • Group Pension
Banking Solutions

Banking Solutions

Banking today is about instant access – whether you’re paying with a tap, transferring money, or depositing a cheque or looking for mortgage options.  At Rickert Financial Group, we partner with Manulife Bank to help provide our clients with the best banking solutions and debt management options available.  Manulife Bank offers effective cash flow management tools allowing Canadians the flexibility to reach their financial goals earlier.

Select your advisor below to open a Manulife Bank Advantage Account.

My Advisor is Andrew Rickert ↗My Advisor is Anthony Rickert ↗

Learn more about Manulife Bank

For more information on the services and solutions available to you,

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