Retirement Income Planning
Living Well in Retirement
Retirement isn’t the end of your financial journey—it’s a new chapter that requires planning, flexibility, and trusted advice. Whether you’ve just retired or you’re well into your retirement years, Rickert Financial Group is here to help you make the most of what you’ve built.
Turning Savings Into Income
We help you create a steady income stream from your RRSPs, pensions, TFSAs, and other savings so you can enjoy life without worrying about running out of money.
Managing Taxes in Retirement
Our strategies help reduce taxes on withdrawals and government benefits, so you keep more of your retirement income.
Reviewing Government Benefits
We provide guidance on optimizing Canada Pension Plan (CPP), Old Age Security (OAS), and other benefits, including how to avoid clawbacks.
Protecting Against Rising Costs
From inflation to healthcare, we help you plan for life’s rising expenses so your lifestyle stays protected.
Supporting Loved Ones
Whether it’s helping adult children, caring for aging parents, or planning for your grandchildren’s future, we help you balance giving with preserving your own security.
Planning Your Legacy
We help you put plans in place to transfer your wealth smoothly, minimize taxes, and leave a lasting impact on the people and causes you care about.