Investments
Grow Your Wealth
At Rickert Financial Group, we believe building wealth is more than picking investments—it’s about having a long-term plan that evolves with you. We help you structure your savings using the right mix of accounts and strategies to manage risk, reduce tax, and keep your future on track.
Tax-Free Savings Account (TFSA)
A flexible, tax-free way to grow your savings for short- or long-term goals. We’ll help you make the most of your contribution room and integrate it into your larger financial picture.
Registered Retirement Savings Plan (RRSP)
A cornerstone of retirement planning, your RRSP provides tax savings now and future income later. We’ll help you maximize contributions and plan smart withdrawals when the time comes.
Registered Retirement Income Fund (RRIF)
Ready to start drawing income in retirement? We’ll help you convert your RRSP to a RRIF and structure withdrawals to stretch your savings and manage taxes.
Non-Registered Investments
When registered accounts aren’t enough, non-registered investments offer flexibility and growth potential. We’ll help you manage tax and investment strategies that fit your overall plan.
Registered Education Savings Plan (RESP)
Funding a child’s education is a big milestone. We’ll help you maximize grants and contributions, and build a smart withdrawal plan when they’re ready for school.
First Home Savings Account (FHSA)
Saving for your first home? We’ll help you take advantage of the tax benefits of the FHSA while keeping your overall financial strategy in focus.